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Lakeland Low Cost Bankruptcy Center

Updated 2026-08-27 · 4,011 reviewed · 76 listed · Scored from 11 Google reviews · How we rank ›

4.9(11) 63 low data composite score See reviews on Google ✓ Google-verified Publishes prices
Foreclosure DefenseBankruptcy LawReal Estate LawConsumer Protection / Debt DefenseFree ConsultationSpanish-Speaking AttorneyLoan Modification Assistance
Lakeland Low Cost Bankruptcy Center
Services
Foreclosure Defense, Bankruptcy Law, Real Estate Law
Reviews
11

What recent reviews say

Jack Kramer's firm handled Chapter 7 and 13 filings smoothly; clients consistently praised his knowledge, quick replies, and ability to make a stressful process feel manageable. Reviewers noted affordable fees and a judgment-free consultation experience over nine reviews across three years.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • knowledgeable and professional
  • responsive to questions
  • supportive and non-judgmental
  • straightforward process
  • fair pricing
knowledgeableresponsive-communicationcompassionateprofessional-staffreturns-calls-promptlytransparent-pricing
Best for: People filing Chapter 7 or 13 bankruptcy who need accessible fees and personalized attention.

Strengths

  • $0 down, payment plans
  • 26 years operating
  • Certified Specialist in Consumer Bankruptcy Law
  • responsive to client questions

Worth knowing

  • Jack Kramer named attorney handling Chapter 7 and Chapter 13 filings
  • Website lists $0 down with payment plans based on ability to pay
  • Business claims 26 years of operation
  • Certified Specialist in Consumer Bankruptcy Law designation claimed

What reviews say by service

Bankruptcy Law
Chapter 7 and 13 filings praised for clarity, speed, and responsive guidance.
Free Consultation
Consultations described as judgment-free and approachable, like talking to a friend.
Consumer Protection / Debt Defense
Creditor harassment and wage garnishment relief listed on website; not directly detailed in reviews.
Foreclosure Defense
Stop foreclosure listed on website; not addressed in available reviews.
Loan Modification Assistance
Mortgage and loan restructuring listed on website; not addressed in available reviews.

How it compares

  • Rated 4.9 against a 4.39 average across the 26 bankruptcy law businesses listed here.
  • Has more Google reviews than 41% of the businesses in this directory.

How we scored this

How We Rank
Star rating 72
Review volume 47
Review recency 23
Review sentiment 65
Profile completeness 100
Verification 30

Rating breakdown

5
10
4
1
3
0
2
0
1
0

Common questions

Can I start with no money down?
Yes. The website states attorney fees are $0 down with payment plans based on your ability to pay.
Who is the attorney handling cases?
Jack Kramer handles the work. Reviews name him repeatedly and note his responsiveness and knowledge of bankruptcy law.

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Review evidence is too limited to assess service quality or client outcomes. Grounded in website information alone: the firm claims Chapter 7 and Chapter 13 bankruptcy services, foreclosure defense, and creditor action stopping since 2003.

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Last updated 2026-08-27