United States Foreclosure Attorney Guide
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Best foreclosure attorneys in Winter Haven

Updated 2026-09-27 · 3,973 reviewed · 72 listed · 10 top picks · Scored from 211 Google reviews · How we rank ›

This list ranks the ten Winter Haven attorneys handling foreclosure and related debt-relief matters by composite score, built from rating, review volume, recency, and sentiment using our methodology. A firm with fewer reviews can still land near the top if the feedback on file is consistently strong.

Attorneys who focus mainly on property transactions and title work are ranked separately on our best real estate law list. This page covers the broader mix of bankruptcy, debt-relief, and estate-related work that overlaps with foreclosure defense in Winter Haven.

Picks are ranked by score and relevance to foreclosure attorney, so a lower overall score can rank higher here.

At a glance

#BusinessScoreRatingFromBest for
1The Berlinsky Law Firm, P.A.814.7 (46)—Chapter 7/13 bankruptcy and debt relief
2Oram Law794.7 (59)—Probate and estate planning tied to property
3Floyd Sammons & Spanjers664.1 (8)—Fast, plain-English legal help
4Straughn & Turner, P.A.654 (48)—Real estate closings and estate planning at an established firm
5Simply Blessed Law Firm624.3 (6)—Patient, long-term client relationships
6Peterson & Myers PA595 (16)—Estate planning and real estate matters with quick callbacks
7Sharit, Bunn & Chilton, P.A.554.4 (18)—Long-established general practice
8J. Kelly Kennedy, Attorney/CPA, PLLC432.7 (7)—Estate planning history, proceed with caution
9Rodney Durrance, Jr., Attorney372.3 (3)—Only if no other option fits
10Bankruptcy Attorney in Winter Haven, FL21——Unverified, no track record yet

Ranked picks

Top pick
1
The Berlinsky Law Firm, P.A.

The Berlinsky Law Firm, P.A.

score 81/100
4.7 from 46 reviews
Chapter 713 bankruptcy and debt reliefknowledgeableresponsive communication

Why it ranks first

The Berlinsky Law Firm posts the highest composite score on this list, built on a 4.7 rating across 46 reviews and consistently positive sentiment. Clients describe cases moving quickly with Mr. Berlinsky and his team explaining each step, which matters most when a foreclosure timeline is tight.

Pros

  • Chapter 7 and Chapter 13 bankruptcy specialists
  • Responsive communication throughout the process
  • Cases described as resolving quickly with less stress
  • Staff readily answer questions along the way

Watch out: One reviewer mentioned a rude phone interaction, though it's an outlier against an otherwise positive pattern.

Services: foreclosure defense, real estate law, bankruptcy law, consumer protection law

Runner-up
2
Oram Law

Oram Law

score 79/100
4.7 from 59 reviews
Probate and estate planning tied to propertyresponsive communicationknowledgeableprofessional staff

Why it ranks second

Oram Law backs up a 4.7 rating across 59 reviews, the largest review base here alongside Straughn & Turner, and named staff like Gina, Gigi, Elisa, and Andrew Oram get called out repeatedly for clarity and patience, including with long-distance clients handling matters like LadyBird deeds by email.

Pros

  • Clear, patient explanations during estate administration
  • Named staff consistently praised for responsiveness
  • Handles long-distance probate matters remotely
  • Offers LadyBird deeds and medical power of attorney work

Watch out: A recent complaint described slow office follow-through on a mailed check and dismissive handling when raised, plus a note that some five-star reviews may come from personal connections.

Services: real estate law, foreclosure defense, free consultation

Best value
3
Floyd Sammons & Spanjers

Floyd Sammons & Spanjers

score 66/100
4.1 from 8 reviews
Fastplain-English legal helpresponsive communicationprofessional staff

Why it ranks third

Floyd Sammons & Spanjers has only 8 reviews, so treat the 4.1 rating as a smaller sample, but recent feedback is uniformly about speed and clarity: clients say the firm moves fast and explains what's happening without jargon.

Pros

  • Work completed quickly
  • Clear explanations of the legal process

Watch out: An older review flagged an upfront consultation fee charged before any case review.

Services: real estate law, foreclosure defense, free consultation, spanish speaking

4
Straughn & Turner, P.A.

Straughn & Turner, P.A.

score 65/100
4 from 48 reviews
Real estate closings and estate planning at an established firmprofessional staffknowledgeableresponsive communication

Why it ranks fourth

Straughn & Turner ties for the largest review base on this list at 48 reviews, and the firm's decades of history show up in praise for attorneys like Mark Mangen and Katie Price on closings and trusts. The 4.0 rating reflects a real split, though: strong work when it lands with experienced staff, weaker when documents or callbacks slip.

Pros

  • Experienced attorneys handling real estate closings
  • Strong track record on estate planning and trusts
  • Professional, accommodating staff at signing
  • 70-plus year history in the area

Watch out: Repeated complaints cite late closing documents, delayed callbacks, and one report of aggressive HOA lien collection.

Services: real estate law, foreclosure defense, free consultation, spanish speaking

5
Simply Blessed Law Firm

Simply Blessed Law Firm

score 62/100
4.3 from 6 reviews
Patientlong-term client relationshipsknowledgeableresponsive communication

Why it ranks fifth

Simply Blessed Law Firm runs on a small sample of 6 reviews at 4.3, but the pattern across years is consistent: Ms. Babers is described as attentive and willing to walk clients through complicated procedures, with evening availability that helps when foreclosure deadlines press.

Pros

  • Attentive and knowledgeable approach
  • Calm, compassionate manner with clients

Watch out: One recent caller found a phone consultation dismissive, against an otherwise steady pattern of praise.

Services: real estate law, foreclosure defense, bankruptcy law, consumer protection law

6
Peterson & Myers PA

Peterson & Myers PA

score 59/100
5 from 16 reviews
Estate planning and real estate matters with quick callbacksresponsive communicationreturns calls promptlyprofessional staff

Why it ranks sixth

Peterson & Myers PA shows a perfect 5.0 rating, though across just 16 reviews and with a recency score of zero in our data, so weight it as a smaller, possibly older sample. What's there is uniformly positive on responsiveness and thoroughness.

Pros

  • Calls returned promptly
  • Thorough, attentive work
  • Professional and friendly staff

Watch out: Review volume is limited and recent activity is thin, so treat the perfect rating with some caution.

Services: real estate law, foreclosure defense, bankruptcy law, consumer protection law

7
Sharit, Bunn & Chilton, P.A.

Sharit, Bunn & Chilton, P.A.

score 55/100
4.4 from 18 reviews
Long-established general practiceprofessional staffresponsive communicationknowledgeable

Why it ranks seventh

Sharit, Bunn & Chilton carries a 4.4 rating across 18 reviews and decades of client relationships, with current praise centered on professionalism and thoroughness. The sentiment reads mixed, though, since older complaints about billing and case outcomes still sit in the record.

Pros

  • Professional and thorough approach
  • Decades-long client relationships
  • Responsive to calls
  • Experienced in real estate and HOA matters

Watch out: Older reviews cite high mediation billing (around $1,000/hr mentioned) and attorney inattention during critical proceedings.

Services: real estate law, foreclosure defense, bankruptcy law, free consultation

8
J. Kelly Kennedy, Attorney/CPA, PLLC

J. Kelly Kennedy, Attorney/CPA, PLLC

score 43/100
2.7 from 7 reviews
Estate planning historyproceed with cautionhidden feesunresponsive

Why it ranks eighth

J. Kelly Kennedy has a long operating history and some praise for estate planning work, but the 2.7 rating from 7 reviews and negative overall sentiment mean this sits low on the list. Some five-star reviews reportedly followed staffing changes after 2017, contrasting with older complaints.

Pros

  • Estate planning and probate services offered
  • Long operational history in the area

Watch out: Multiple complaints describe overcharging beyond quoted fees, poor advice, and unresponsiveness after initial contact.

Services: real estate law, foreclosure defense

9
Rodney Durrance, Jr., Attorney

Rodney Durrance, Jr., Attorney

score 37/100
2.3 from 3 reviews
Only if no other option fitsunresponsivepoor communication

Why it ranks ninth

Rodney Durrance, Jr. has just 3 reviews at a 2.3 rating, with a one-star review directly questioning honesty and an older review citing slow responsiveness. There isn't enough positive feedback on record to recommend this firm ahead of the others on this list.

Pros

  • Listed as a local Winter Haven attorney option
  • Long-standing presence in the area over multiple years

Watch out: Reviews cite dishonest practices, slow service, and inattentive staff, with very little review volume to offset them.

Services: foreclosure defense, bankruptcy law, consumer protection law

10
Bankruptcy Attorney in Winter Haven, FL

Bankruptcy Attorney in Winter Haven, FL

score 21/100
Unverifiedno track record yet

Why it ranks tenth

This listing carries zero Google reviews, so there's no rating or client feedback to evaluate. It's included here for completeness of the local attorney directory, but there's nothing in the data to support choosing it over the reviewed firms above.

Pros

  • Listed as a Winter Haven bankruptcy attorney option

Watch out: No reviews exist yet, so service quality is entirely unverified.

Services: foreclosure defense, real estate law, bankruptcy law, consumer protection law

What decides who ranks first?

SignalWeight
Review sentiment28%
Google rating26%
Review volume20%
Profile completeness14%
Review recency12%

Ranking data checked 2026-09-27 · Full methodology ›

Last updated 2026-09-27