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The MTM Law Firm vs The Tancredo Law Firm: loan modification help compared

Updated 2026-08-27 · 4,011 reviewed · 76 listed · How we rank ›

The MTM Law Firm PLLC
The MTM Law Firm PLLC
The Tancredo Law Firm, P.A.
The Tancredo Law Firm, P.A.

When a foreclosure clock is running, both The MTM Law Firm PLLC and The Tancredo Law Firm, P.A. turn up as genuine options for loan modification help in Polk County, and the right pick comes down to how each firm handles speed, cost, and straight talk about your odds. Our methodology weighs review volume, recency, and sentiment behind the scores below, but the practical differences that matter for a loan mod case are laid out here.

The differences that matter

  • Turnaround speed. The Tancredo Law Firm is built around same-day or next-morning intake and quick case preparation, a real edge when a loan modification deadline is close, while The MTM Law Firm's praise centers on thoroughness and prompt consultation calls rather than fast case turnaround.
  • Cost sensitivity. The MTM Law Firm is repeatedly called affordable and reasonable on price, which matters for homeowners already stretched thin, whereas cost isn't flagged as a strength in The Tancredo Law Firm's reviews.
  • Honesty about outcomes. The Tancredo Law Firm's reviewers specifically credit the team for honest, transparent assessments of what a case can realistically achieve, useful when weighing whether a modification is even viable.
  • Track record and depth. The MTM Law Firm carries a higher composite score (89.5 vs 82.3) built on more reviews (115 vs 55) and 50 years in practice versus 27+ years, suggesting more accumulated experience across complex filings.
  • Follow-up reliability. The Tancredo Law Firm has a noted complaint about occasional lapses in follow-up calls, a risk worth weighing against The MTM Law Firm's record of staff who answer every question without rushing.

Side by side

Google rating
The MTM Law Firm PLLC: 4.9 (115 reviews)
The Tancredo Law Firm, P.A.: 4.8 (55 reviews)
Services
The MTM Law Firm PLLC: foreclosure defense, real estate law, free consultation, consumer protection law
The Tancredo Law Firm, P.A.: foreclosure defense, bankruptcy law, real estate law, consumer protection law
Best for urgency
The MTM Law Firm PLLC: Steadier pace, best when there's still runway before deadlines
The Tancredo Law Firm, P.A.: Faster intake and prep, best when time is short
Best for budget-conscious clients
The MTM Law Firm PLLC: Reasonable, affordable pricing repeatedly cited
The Tancredo Law Firm, P.A.: Pricing not called out as a differentiator
Communication style
The MTM Law Firm PLLC: Plain-language explanations from Matthew Morrison, Carlos, Carol, and Shelee
The Tancredo Law Firm, P.A.: Responsive text and phone access via Chris, Teagan, and Jamie, with honest outcome talk
Verification
The MTM Law Firm PLLC: Google-verified
The Tancredo Law Firm, P.A.: Google-verified
Composite score
The MTM Law Firm PLLC: 90
The Tancredo Law Firm, P.A.: 82

What reviewers say

The MTM Law Firm PLLC

The MTM Law Firm PLLC

Matthew Morrison and his team at MTM turn estate planning and probate into something manageable. They take time to explain trusts, wills, and living arrangements in plain language, answer every question without rushing, and keep costs reasonable. Staff like Carlos, Carol, and Shelee show up ready to help. Even fellow attorneys praise their thoroughness and care.

The firm handles probate, trusts, wills, estate litigation, and related matters across Polk County. They answer consultation calls promptly, walk clients through every step, and deliver results that give people peace of mind about their family's future.

The Tancredo Law Firm, P.A.

The Tancredo Law Firm, P.A.

Clients consistently report that Chris Tancredo and his team provide thorough, honest legal guidance with genuine concern for their situations. Staff members Teagan and Jamie are frequently praised for accessibility and detailed attention to case preparation; reviewers highlight responsive text and phone communication, same-day or next-morning intake, and honest outcome assessments.

Which should you pick?

Pick The MTM Law Firm PLLC if

  • You want a firm with a long track record (50 years) and the highest review volume backing that experience
  • Cost is a major concern and you want a firm known for reasonable, affordable fees
  • You'd rather have a patient, unhurried explanation of your options than the fastest possible turnaround

Pick The Tancredo Law Firm, P.A. if

  • Your foreclosure timeline is tight and you need same-day or next-morning intake
  • You want blunt, honest odds on whether a modification will actually work before you commit time and money
  • You value being able to reach staff quickly by text or phone during the process

Verdict

The deciding factor here is timeline, not the scoreboard. If your foreclosure deadline gives you some breathing room, The MTM Law Firm PLLC's deeper track record, larger review base, and reputation for affordable, patient handling make it the safer long-term bet. If the clock is tight and you need someone moving on your case within a day or two while giving you a straight answer on your chances, The Tancredo Law Firm, P.A.'s fast intake and honest outcome assessments fit that pressure better, though its noted follow-up lapses are worth asking about upfront.

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FAQ

Which firm responds faster when a foreclosure sale date is close?
The Tancredo Law Firm is noted for same-day or next-morning intake and quick case preparation, which suits tight deadlines better than The MTM Law Firm's slower, more deliberate pace.
Which firm is more affordable for loan modification help?
The MTM Law Firm is repeatedly praised in reviews for reasonable, affordable pricing; cost isn't highlighted as a strength for The Tancredo Law Firm.
Which firm has more experience overall?
The MTM Law Firm has been in business 50 years versus The Tancredo Law Firm's 27+ years, and carries a higher composite score (89.5 vs 82.3) from more reviews (115 vs 55).
Are there any communication concerns to know about?
The Tancredo Law Firm has a noted complaint about occasional lapses in follow-up calls, while The MTM Law Firm's reviews describe staff answering every question without rushing.

Last updated 2026-08-27